Central Financial Planning Ltd

If you're looking for sound financial advice, you've come to the right place. As professional Independent Financial Advisers, Central Financial Planning Ltd are authorised to deal with many forms of financial services, and specialise in giving advice to clients on a wide range of subjects to assist with personal financial planning.

We listen to your needs, and offer clear, no-jargon advice on the most appropriate financial products for your personal circumstances.

Long term care

We tend not to think about how to pay for long-term care until one of our relatives has to go into a residential or nursing home.

Average weekly nursing home costs often run into hundreds of pounds. By paying either a regular or single premium, a person can add to the amount that may be available through state benefits to fund the cost of such care and this could mean having to deplete fewer assets to meet the cost. This is why long-term care should form part of your discussion with us.

There is no doubt that the need for care is likely to increase as life expectancy continues to rise and with only limited care facilities available, the costs are likely to rise.

Long term care fees planning is a very specialised area of planning and the emphasis is very much on respect and care, with the fundamental objective of enabling people to choose where they are cared for, with the peace of mind that they will be able to meet rising care costs indefinitely; whether care is needed now, or at an unknown time in the future.

Paying care fees is very expensive and it is important that, if the need arises, proper plans are put in place.This planning is vital if families want to retain some control over the costs, ensure tax efficiency and maybe make an inheritance possible.

Samantha Barrett

All long term care enquiries are handled by Samanth Barrett.

Samantha has worked with Central Financial Planning Limited since 2002, working alongside co-director Ian Smith. Central is a director-owned fully independent Financial planning practice.

Both Ian & Samantha are Certified Financial Advisers they are also Chartered Financial Planners; both believing strongly that advice should be given after discussing and understanding the client needs in depth, and discussing the effect their decisions may have on other areas of their financial well being.

Meetings can be either at Central’s office or, if preferred, a visit in the comfort of your home, where it may be convenient to include family members.

Samantha is qualified to give advice relating to Equity Release / Life time mortgages and is a member of The Chartered Insurance Institute Retirement & Care Faculty.

Contact details

Sam will be attending the 55+ and Retirement Show and will be able to answer your queries about long term care and how it can be financed. She can also be contacted at Central Financial Planning Limited on 0845 006 6204

Email: sam@centralfinancialplanning.co.uk

Website: http://www.centralfinancialplanning.co.uk

Address: 1 Dairy Barns, Nuthurst Grange Lane, Hockley Heath, Solihull, West Midlands B94 5NL